First Home in Rio Rancho
"Purchasing our first home was a daunting proposition to say the least. The team at the Maez Group made it all work, going beyond all expectations. We truly appreciate all the hard work that was put into helping us locate, research and purchase our home. The exceptional personal service by you and your team should be commended. You were always honest and candid and were at all times thorough and persevering professionals. I feel very comfortable recommending The Maez Group to anyone, your work speaks for itself."
K. Altherr Rio Rancho, New Mexico
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Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
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What is currently the most sought-after amenity in the majority of upscale homes?
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| A |
Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice. |
 See More Real Estate Trivia > |
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Joe and Rosanna Maez
Coldwell Banker Legacy
8200 Carmel NE 103
Albuquerque, NM 87122
505-401-5775
Fax: 505-275-4345
rosannamaez@NUMBER1EXPERT.Com
You can breath easy knowing that when Joe and Rosanna Maez are working for you integrity and tenacity are present. Joe and Rosanna are proven experts in Albuquerque and Rio Rancho Real Estate. They are used to handling several transactions of all different sizes at one time. You have made the right choice by putting your trust in the Joe and Rosanna Maez of the Maez Group.   
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